Legally, you are permitted to drive using your driver’s license. In return, you’re required to obey the relevant traffic laws. One way that many states keep the track of your driving record is to award points to your license if you’re cited for a moving violation. The violations are also reported by insurance companies. These points systems are intended to promote safe driving and prevent reckless driving. The accumulation of too many points can lead to your license being suspended, revoked, or increased. Here’s what you need to learn about the way points on your driver’s license work.

1. Points vary depending on the gravity of the offense

Point systems for drivers’ licenses are designed to make it simpler for states and insurance companies to spot high-risk drivers. If you’re cited for specific violations in the course of driving points can be added to your driving record at the state level. You can have different numbers based upon the type of the violation.

In New York, for example, driving 1 to 10 mph over the speed limit is a crime that could result in three points added to your driving record. In New York, for example reckless driving, using a cell phone while driving and not stopping to wait for school buses is all five-point offenses. The state’s department on motor vehicles (DMV) could provide additional information on its points system. Visit this site for read more info.

2. Certain States Do not assign points

States aren’t required to assign points for infractions to the law. These states don’t use a points-based system to keep track of your driving history: Hawaii,Kansas,Louisiana,Minnesota,Mississippi,Oregon,Rhode Island,Washington,Wyoming. States like these can keep track of your driving history, and keep track how many tickets you’ve been issued.

3. Some traffic violations do not result in Points

You won’t get points for certain infractions. For instance, parking tickets won’t count towards the total number of points you earn, based on the state where you reside.

However, minor violations can lead to you being ticketed. Even if you don’t have any points, you’d have to pay for the ticket. A ticket can lead to more expensive car insurance.

4. Earning Too Many Points Can Result in a Suspended License

Generally, you have to be convicted of a moving offense to get points put on your license. The license can be suspended temporarily if have accumulated too many points within an agreed upon timeframe. The number of points you need to earn a suspension and the period of time required to do so differs by state.

The amount of time suspensions remain in place is also dependent on the state and whether it’s your first or subsequent suspension. Also, depending on the state that you’re licensed in, points can remain in your records for up to 10 years. If your state is equipped with digital driving record, you are able to check the points on your driving license online.

5. You could lose your license in the event of serious violations

Some moving violations are deemed more severe than other violations and can mean a higher number of points. If you’re found guilty of a serious crime your license could be suspended or revoked instead of revoked. If you are convicted of certain violations the license may be automatically revoked.

You could also be liable to lose your driver’s license if you are found guilty of serious traffic violations. This can lead to prison time or hefty fines.

6. Insurance companies may have their own point systems

While insurance companies can follow the same points system developed by your state’s motor vehicle department but they don’t have to. Insurers can use their own points systems to award points for driving infractions.

Your license won’t be suspended if you earn points from an insurance provider. However, they can lead to an increase in premiums for insurance and even result in your policy being cancelled when you have accumulated excessive amounts.